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12th March 2007

Insurance threat for independent midwives

Plans to ensure all health professionals are insured against adverse outcomes could mean the end for independent midwifery, experts have warned.

The Independent Midwives Association (IMA) says its members cannot get professional indemnity insurance (PII) and without a rethink on the new proposals, independent midwifery would effectively become illegal.

The IMA says that it's impossible for its members to get insurance due to the nature of their work. Childbirth is a high-risk area for insurers, as negative outcomes are expected, blame is often hard to prove and insurance payouts can run into millions of pounds.

Midwives in the NHS are covered by their employers insurance, but the IMA is calling for its members to be exempt from the regulations.

The Department of Health have said they are looking for a solution but patient safety could not be compromised.

The IMA stress that independent midwives play a key role in relieving the pressure on the NHS but unless the government can find a solution, they will be forced out of existence, adding more pressure to the health service which is already struggling to cope.

They are calling for affordable indemnity insurance to be made available to all midwives, regardless of their area of work, as has been done in other countries, or for exemption for independent midwives from the requirement to have PII.

A Department of Health spokesperson said efforts were being made to find alternative arrangements for independent midwives.

"We are hopeful we will make changes that will enable independent contractors, if they are commissioned by a Primary Care Trust, to access the NHS Clinical Negligence Scheme.

"While it is important to support the employment of independent midwives, especially in relation to extended choice and diversity of provision, it cannot be at the cost of safety to the woman and her unborn child."

 

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